Every year, too many Illinois residents suffer injuries while on the job. Every year, too many of these individuals end up getting very little in compensation. The simple truth is that the amount being paid in workers' compensation benefits, in general, is less than it used to be.
If injured on the job, Illinois residents expect to be taken care of. Most employers are required to offer workers' compensation coverage, which is a good thing. The bad thing is many people struggle to gain access to this benefit, and those who do often find the coverage granted them is insufficient for their needs. When workers' comp coverage is denied or fails to cover one's losses, it may be possible to appeal.
A scenario featuring a work-related accident or injury is scary for any Illinois or Missouri employee.
In Illinois, injured workers are entitled to workers’ compensation benefits for injuries suffered on the job or otherwise “in the course of employment.” An injury sustained while clocked in at work is a pretty clear case of eligibility for benefits, but injuries in other contexts are less obvious.
The Mighty Mississippi separates Illinois and Missouri. The waterway doesn't stand as a barrier to travel between the two states most of the year; spring flooding time being the exception to the rule, perhaps. Generally, those who live on one side of the river and work on the other think little about making the daily commute.
A recent study underscores the high level of danger that tow truck workers can face on the job.
Sanitation workers can face significant safety risks when performing their duties. This includes risks of getting harmed by distracted drivers when out on their pickup routes. Just how high danger levels can get for such workers can be seen in federal workplace fatality data.
Not all workers are on a traditional work schedule. The need to provide services all day and night is present in many industries, and shift work is often used to meet this need. Doing shift work is very common in the United States. It is estimated that around 15 million Americans are shift workers in some regard.
Slip-and-fall and trip-and-fall accidents are among the most disabling workplace accidents. According to a 2018 workplace safety index by Liberty Mutual insurance, these accidents are the second most common on-the-job accident causing disability. Slips and trips without falling can also injure workers and ranked No. 7 on the list.
Facing the prospect of filing a workers' compensation insurance claim to recover benefits is one of those things that can elicit a heavy sigh. No matter how solid you believe your claim to be, you may feel you will have to fight for every bit of compensation you get. In the end, questions may linger about whether you lost out on any benefits because you just didn't know the system.