From truckers to delivery drivers to ambulance drivers to police officers, there are many people who spend the majority of their workdays behind the wheel. Then there are those who drive from job site to job site, or who occasionally run work errands. The more hours spent on the road, the greater the risk of being in a motor vehicle accident.
While most people know that if they were in an on-the-job accident of any kind, they can pursue workers’ compensation. However, workers who spend any time driving for work purposes need to be aware that they may have additional options for recovering compensation if they are involved in an on-the-job auto wreck.
Did Another Party Cause The Auto Accident?
In many cases, car and truck accidents are caused by the negligent actions of another driver. When this happens, the victim may not only be able to file a workers’ compensation claim, but also a third-party personal injury claim. This is a claim against a party other than the employer, such as a careless driver who caused the accident.
If workers’ compensation covers medical costs and lost wages, you may be wondering why you would want to pursue a personal injury claim if you were hurt by a negligent driver. The reality is that there are limitations to how much you can recover with workers’ compensation. For example, you may not be able to recover all lost wages with workers’ compensation. Furthermore, a personal injury claim allows for the possibility of getting compensation for pain and suffering, which workers’ compensation does not.
Ultimately, auto accidents can be devastating, whether they occur at work or elsewhere, so it is in your best interest to ensure that you do not miss any opportunities to pursue the money you will need to move forward with your life.